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Cadillac Ranch—Amarillo, Texas

SETH 5 Star

SETH 5 Star Texas Advantage

  • NO 1ST TIME HOMEBUYER REQUIREMENT
  • 3-YEAR OR 30-YEAR DPA LOANS
  • 640 MIN FICO SCORE & 5% MAX DPA

Program Lenders use the resources located at www.seth5star.com. Income limits, purchase price limits, and our SETH Lender Guide are located here.

My Home Plus

SETH My Home Plus

  • NO 1ST TIME HOMEBUYER REQUIREMENT
  • RATE BUYDOWNS & LARGER DPA AVAILABLE
  • 620 CREDIT SCORE & MORE UW FLEXIBILITY

Program Lenders, please refer to our program website: www.sethmyhomeplus.com. Income limits, rates, and guidelines are found there.

This program provides the ability to use builder concessions to buy down the mortgage rate on a new home purchase. Builder Select also offers down payment and closing cost assistance in the form of a forgivable 2nd lien. Lenders must have a correspondent relationship with Gateway First Bank and complete a lender agreement to join our Builder Select Program.

Contact Rhonda for more information.

Amarillo Texas Route 66

NEW LENDER INFO

Lenders interested in joining a program can contact us for more information.

With SETH MyHome Plus participants must be an approved correspondent lender or wholesale broker with Land Home Financial Services.

SETH 5 Star will require lenders to have a correspondent relationship with US Bank.

Builder Select lenders will need to be approved as a correspondent lender with Gateway First Bank.

The SETH MCC does not have a servicer requirement for lenders.

Contact the SETH Team for lender agreements with these programs.

SETH MCC PROGRAM

NO MCC PROGRAM FEES & $2,500 Grant provided

  • $2,500 GrantNO PROGRAM FEES FOR LENDERS OR BUYERS
  • FIRST TIME HOMEBUYERS ONLY (EXEMPTIONS FOR TARGET AREAS & VETERANS)
  • 2,500 SETH GRANT PROVIDED TOWARD CLOSING COSTS AND/OR DOWN PAYMENT FOR ALL HOME PURCHASES
  • MEET INCOME AND PURCHASE PRICE LIMITS
  • PURCHASE IN A SETH MCC PROGRAM AREA: HOME MUST BE LOCATED IN THE Counties of Austin, Brazoria, Chambers, Liberty, Matagorda, Walker, Waller or Wharton, Texas, or the Cities of Baytown, Deer Park, Dickinson, La Marque, La Porte, Pasadena, Santa Fe, Shoreacres, Texas City or Tomball, Texas