Homebuyers using SETH Programs will be required to complete the SETH on-line Homebuyer Education Course. All borrowers on the mortgage loan must individually attend the class. Your certificate is valid for 12 months and must be completed prior to closing.
Select from the choices below to launch our Homebuyer Education Course. You will choose the Red Button if you are the only borrower on the mortgage loan. If there are multiple borrowers on the mortgage loan, then each borrower will select the Blue Button below. All borrowers on the mortgage loan will register and complete the Homebuyer Education Course on their own. Each selection will allow you to choose between our English or Spanish classes.
1. Complete the Create Account section. Be sure and select Individual if you are the only borrower on the mortgage loan and select Couple (Borrower and Co-Borrower) if there is more than one borrower on the mortgage loan. If there are multiple borrowers registering, you will need to enter the co-borrower’s email address and name.
2. You will submit your course payment in the Complete Purchase Section. The cost for the course is $100 if there is one borrower on the mortgage loan (Individual) and $60 each if there are 2 or more borrowers on the mortgage loan (Couple.)
Each borrower on the mortgage loan will need to complete their homebuyer education course at their own pace.
When you finish this course, you will be provided with a completion certificate. This certificate will be required by your Lender for loan approval. Remember- if there are multiple borrowers on your mortgage loan, each borrower will need to have a completion certificate in their own name.
We encourage you to complete your course as early in the home buying process as possible. The course provides great information and helps to give a greater understanding of the home buying process. Your certificate is valid for 12 months and the class fee is non-refundable.Individual Borrower2 or More Borrowers