SETH Extra Credit MCC Program
MCC Benefits:
- Helps with qualifying for your mortgage loan
- Special Tax Credit each year when you file your taxes
- $2,500 MCC Grant for use with your closing costs
- Provided at no cost (FREE) to homebuyers!
- Available as a stand-alone MCC or combined with other programs
Program Areas:
The program is available within the counties of Austin, Brazoria, Chambers, Liberty, Matagorda, Walker, Waller or Wharton, Texas, or the Cities of Baytown, Deer Park, Dickinson, La Marque, La Porte, Pasadena, Santa Fe, Shoreacres, Texas City or Tomball, Texas.
Are You Eligible:
- Buyers must be a first-time homebuyer (no home ownership in the past 3 years.) The first-time homebuyer requirement may be waived for borrowers purchasing a home in targeted census tract locations.
- Meet program income and purchase price limits determined by location and family size.
- Obtain mortgage financing from one of our MCC Program Lenders or search our list below.
