SETH Extra Credit MCC Program
MCC Benefits:
- Helps with qualifying for your mortgage loan
- Special Tax Credit available each year
- NEW: $2,500 Grant for down payment and closing costs
- Provided at no cost (FREE) to homebuyers!
- Available as a stand-alone MCC or can be combined with other programs, including our SETH 5 Star or SETH MyHomePlus.
Program Areas:
The program is available within the counties of Austin, Brazoria, Chambers, Liberty, Matagorda, Walker, Waller or Wharton, Texas, or the Cities of Baytown, Deer Park, Dickinson, La Marque, La Porte, League City, Pasadena, Santa Fe, Shoreacres, Texas City or Tomball, Texas.
Are You Eligible:
Buyers must be a first-time homebuyer (not have owned a home in the past 3 years.) The first-time homebuyer requirement may be waived for borrowers purchasing a home in targeted census tract locations.- Meet program income and purchase price limits determined by location and family size.
- Obtain mortgage financing from one of our MCC Program Lenders or search our list below.
