Q: Do I have to have a sales contract and loan approval before I apply?

A: No, although SETH recommends that you have a pre-approval from your lender, it is not required. Once you are approved for assistance, we will allow you 30 days to obtain Loan Approval.

Q: Do you have a list of houses we have to choose from?

A: No. With our programs, you are able to select the home of your choosing. Homes will have to be within the program areas defined by each program.

Q: Where does SETH get the money for these programs?

A: SETH is a public non-profit housing finance corporation presently sponsored by the following jurisdictions in the Houston-Galveston Regional Planning Area: the counties of Austin, Brazoria, Chambers, Galveston, Liberty, Matagorda, Walker, and Wharton and the cities of Baytown, Deer Park, Dickinson, La Marque, La Porte, League City, Pasadena, Santa Fe, Shoreacres, Texas City and Tomball.
     
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If this is your first time visiting our site please consider the following..

First time homebuyers will want to start with the First Time Homebuyers link below and then visit the Homebuyers Education Class section for dates. Lenders will want to visit Lender and Realtor Corner while Investors will have a keen interest in Multifamily Development Section.
First Time Home Buyers

SETH has numerous programs designed to assist moderate to low income, first-time homebuyers purchase a home of their own.
 

Homebuyer Education Class

SETH has the answer to your “first-time homebuyer jitters”.  Attend our Homebuyer Education Class taught at our conveniently located office.

Lender & Realtor Corner

Participating Lenders and Realtors can learn more about SETH’s requirements, recent changes, and join our data base to receive updates.

 

Multifamily Development

For SETH's rules and regulations as well as the application, please click here.

Multifamily Rental

This service will help you find quality affordable rental housing within SETH’s jurisdiction.

   

"Thanks to SETH for helping us reach our goals."

Happy Home Owners

 

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