Getting Started

SETH has many programs available to help Texas Homebuyers.
Our SETH 5 Star Texas Advantage Program provides a Grant of up to 6% for homebuyers. You do not need to be a First Time Homebuyer to use this program. This program is available for the entire State of Texas with the exception of El Paso, Grand Prairie, McKinney and Travis County.

We have other programs that may be combined with the SETH 5 Star Texas Advantage Program.

Mortgage Credit Certificate (MCC) Programs provide a refundable tax credit of up to $2,000 for the life of the mortgage loan. Each MCC Program listed on our website has requirements for the location of the home and family income limits. This program is available only to first time homebuyers. A first time homebuyer is someone that has not owned a home in the past 3 years.

All of our programs will require the completion of our on-line
Homebuyer Education Class. The class must be completed before you purchase your home.