SETH 5 Star Texas Advantage Program

Our SETH 5 Star Program provides eligible homebuyers several options for a loan program that meets their needs. The program provides down payment and closing cost assistance when purchasing a home. The maximum Assistance is 5% and is based on the final loan amount. Grants are provided for Conventional loans with no repayment or recapture. Other options provide assistance as a Community Second, completely forgiven after 3 years. There are no monthly payments for the assistance provided with either option. The program also provides a 30 year fixed FHA, VA, USDA or Conventional mortgage loan.

This program is available in Texas but outside of Travis County and the city limits of El Paso, McKinney and Grand Prairie. Buyers must be income limits (see below) and will be required to complete the SETH on-line Homebuyer Education Course.

  • No First Time Homebuyer Requirement
  • Minimum FICO Score of 640
  • Maximum Sales Price: $484,350
  • Meet Program Income Limits
  • Visit www.seth5star.com for complete program details


Ready to become a Homeowner?

Your first step is to contact a Participating Lender for approval. We have a list of Lenders available at www.seth5star.com. You are also welcome to call or email us for suggestions of Lenders in your area.