Getting Started

SETH has many programs available to help Texas Homebuyers. We offer down payment and closing cost assistance with our SETH 5 Star and SETH GoldStar Programs. You do not need to be a First Time Homebuyer to use these programs. They are available for the entire State of Texas with the exception of Travis County and the cities of El Paso, McKinney and Grand Prairie. Program details can be found in the navigation buttons on the left.

We also offer tax credit programs like our SETH Mortgage Credit Certificate (MCC) Program. MCC Programs provide a refundable tax credit of up to $2,000 for the life of the mortgage loan. MCC Programs will require that all borrowers meet income guidelines and be First Time Homebuyers. Use our MCC button on the left to find more information about MCC Programs.