Getting Started

Please use the navigation bar to the left for additional program details.

SETH has many programs available to help Texas Homebuyers.
Our SETH 5 Star Texas Advantage Program provides a Grant of up to 6% for homebuyers. You do not need to be a First Time Homebuyer to use this program. This program is available for the entire State of Texas with the exception of the cities of El Paso, Grand Prairie, and Travis County.

Ready to become a Homeowner?

Your first step is to contact a Participating Lender for approval. Visit our SETH 5 Star Texas Advantage Program Page for a Lender List and program information. Many of our SETH 5 Star Program lenders also offer our SETH and other local MCC Programs. MCC Programs can be combined with the SETH 5 Star Program.

Mortgage Credit Certificate (MCC) Programs provide a refundable tax credit of up to $2,000 for the life of the mortgage loan. Each MCC Program listed on our website has requirements for the location of the home and family income limits. This program is available only to first time homebuyers. A first time homebuyer is someone that has not owned a home in the past 3 years.

All of our programs will require the completion of our on-line
Homebuyer Education Class. The class must be completed before you purchase your home.